Regulator the Architects Registration Board has updated its guidance on professional indemnity insurance in recognition of the rising cost of cover and increasing demands for exclusions.

Changes include an acceptance that certain types of claims – including fire-safety and cladding – can be held on an aggregate basis and limited to covering direct losses.

The new guidance also states that it will no-longer be a matter of misconduct if an architect cannot acquire retrospective insurance to cover historic liabilities because of new exclusions applied to their policy. A section sets out architects’ responsibilities to notify clients and the Arb to avoid regulatory action.

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