It is that time of year again, when I have to renew my professional indemnity insurance. In the past, I have shopped around for PII, hoping to save some money. 

The general rule for any type of insurance is that another provider will give you a cheaper quote to get you on their books and then try to upsell other products such as life insurance and the poorly titled “key man” insurance. They seem to know when your insurance is up for renewal and start firing emails at you and calling you on your personal number.

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